Health insurance is crucial and you do not want something to happen where you need it and it is too late.  Keep in mind that although you may not be able to obtain health insurance through a job or place of employment, you can still obtain medical insurance on your own, possibly for a fraction of the price.  The deadline to obtain health insurance through Coverered California is tomorrow April 30, 2015.  http://www.pe.com/articles/enrollment-765968-tax-penalty.html.   There are tax consequences for not enrolling in a health insurance plan which can be costly. https://www.ehealthinsurance.com/resource-center/affordable-care-act-faq    If you get injured and do not have health insurance, your treatment may be delayed while you suffer with the injuries.  However, if your injury is the result of the negligence of someone else, you may receive medical treatment by a facility on a lien basis.  http://www.doctorsonliens.com/locations/   If you have been injured in an accident, please contact Hafif & Associates at (909) 291-2439 for a FREE CONSULTATION. www.hafiflegal.com.